At Sterling Wealth Management LLC, helping our clients plan for their retirement is one of the most important services we provide. The last decade has seen a major shift in responsibility for providing retirement income away from employers and the government to individuals, who must plan for their own retirement. Other factors, such as increasing life expectancy, inflation and a shift away from Defined Benefit Plans, underscore how important it is that individuals plan for their own financial security during retirement

Our retirement strategy begins with an analysis of each client's desired income objective, outlook for inflation and current retirement plans. Sterling Wealth management LLC has extensive experience in qualified Defined Contribution Plans as well as Defined Benefit Plans.

In addition to standard retirement plans, Sterling Wealth Management LLC works with our clients on customized retirement plans to help assist with the income replacement needs of high-income professionals and business owners. Taking into consideration the demographics of our clients' businesses, as well as their tax deferral and retirement income objectives, Sterling Wealth Management LLC, in consultation with an outside actuary, helps design customized pension plans to help our clients accomplish their retirement income objectives.

A crucial aspect of the wealth management process, retirement income planning is a major component of the services that Sterling Wealth Management LLC provides to our clients.